Global payments and monetization

Get paid globally. We run the rest.

480+ payment methods. 173 markets. One integration for payments, subscriptions, and built-in fraud controls — with tax and chargeback handling through Merchant of Record for eligible sales. You focus on the product; Waffo runs the payment operations.

Publicly announced investors and strategic relationships
Platform

Powerful rails. Operated for you.

Use one Waffo account to accept payments, run proven revenue models, protect transactions and eligible digital sales, and operate across markets.

Payments

Accept local payments across eligible markets

Accept one-time payments and subscriptions through hosted or embedded checkout experiences, with eligible local methods shown by market.

Coverage

Offer the right payment methods by market

Connect to 480+ payment methods across 173 countries and markets, with actual availability determined by product, market, currency, transaction type, and merchant eligibility.

Billing

Run one-time and recurring revenue models

Launch one-time payments, subscriptions, free trials, promotions, Payment Links, and one-click payments. Usage-based and hybrid pricing are coming soon.

Protection

Protect payments, promotions, and trials from abuse

Start with baseline anti-fraud protection enabled by default, configure common controls, and work with Waffo on advanced strategies.

Revenue

Recover failed payments and retain subscribers

Retry failed payments automatically and offer customers a reason to stay when they cancel — without building your own recovery flow.

TRUST & SCALE

Built for digital revenue. Ready to operate globally.

Read Waffo news
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PAYMENT METHODS

Connected across the Waffo portfolio; availability varies by product, market, currency, transaction type, and merchant eligibility.

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ENGINEERED UPTIME

Payment infrastructure engineered for 99.999% uptime; this is not presented as a contractual SLA.

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TPS CAPACITY

Infrastructure that supports more than 2,000 transactions per second as capacity, not sustained merchant volume.

  • HSBC

    HSBC partners with and invests in Waffo to scale next-gen local payments worldwide

    Investor

    PUBLICLY ANNOUNCED

    Partner

    STRATEGIC RELATIONSHIP

    HSBC
  • LianLian Global

    Strategic partnership with LianLian Global on a new global payments ecosystem

    Partner

    PUBLICLY ANNOUNCED

    Strategic

    PARTNERSHIP

    LianLian Global
  • Waffo Pancake

    A focused Waffo product path for individual developers and AI startups

    AI + SDK

    INTEGRATION PATH

    Regional

    PROGRESSIVE METHOD ROLLOUT

    Waffo Pancake
DEVELOPERS

Integrate in an afternoon. Waffo runs it from there.

Use Waffo's AI integration skill with the SDK to generate payment flows, configure webhooks, and help your team verify the implementation.

Three ways to integrate
Explore developer tools
AI integration skill · SDK-backedAI-assisted · Developer controlled
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For individual developers and AI startups

Build fast. Monetize with Waffo Pancake.

Integrate with AI and the Waffo SDK, use the payment methods currently available in Pancake, and expand as regional coverage rolls out. Production activation follows eligibility and review.

  1. Sign upOne Waffo account
  2. IntegrateAI skill + SDK
  3. Go liveEligibility review
Explore Waffo Pancake
INDUSTRIES

Built for digital business models.

AI comes first, with dedicated paths for SaaS, digital content and entertainment, and games.

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01

AI Companies

Sell credits and tokens with built-in protection against trial farming and AI-token abuse.

Explore solution

02

SaaS

Keep subscriptions renewing with automated retries for failed payments.

Explore solution

03

Media and Entertainment

Sell digital access with each market's local methods — tax handled under MoR.

Explore solution

04

Gaming

Top-ups convert with local methods; promo abuse is managed for you.

Explore solution

Frequently asked questions.

For reviewed and eligible digital goods and services, Waffo can act as the legal seller in supported markets and take responsibility for applicable tax, refunds, and chargebacks. Eligibility depends on the merchant, product, and market. Physical goods, prohibited products, and sanctioned markets are not supported; online ticketing is reviewed case by case.

Waffo connects to 480+ payment methods across 173 countries and markets at the portfolio level. The methods available to a specific business depend on the Waffo product, market, currency, transaction type, and merchant eligibility.

Baseline anti-fraud protection is enabled by default. Merchants can configure common controls, and Waffo can assist with advanced strategies for payment fraud, repeated trials, promotion abuse, multi-account abuse, AI-token claims, card testing, and chargeback workflows. Sensitive risk logic and thresholds remain confidential.

One-time payments, subscriptions, free trials, coupons and promotions, Payment Links, and one-click payments are live within their applicable product and market scope. Usage-based billing and hybrid pricing are coming soon. Waffo provides post-payment receipts and tax invoices, not a full invoicing product.

Create one Waffo account, choose the enterprise or individual-developer path, and activate the services that fit your business. Test setup and production activation are separate; production availability follows eligibility and review.

Companies go live on Waffo. Developers start on Pancake.

Two paths, one promise: you build the product, Waffo runs the payments.