Grow your AI revenue. Waffo handles the payment complexity.
Payment infrastructure built for AI products — 480+ payment methods across 173 countries and markets on one integration, usage-based billing that follows your pricing, and abuse protection that keeps trial farms off your compute bill.
- 480+
- Payment methods on one integration
- 173
- Countries and markets
- 7×24
- Account support
Three places AI revenue quietly leaks.
An AI product sells into every market from the day it launches — which means it hits every market's payment problem at once. These are the three breakpoints AI teams reach first.
- 01
Global payments
An AI product is on sale in every market from launch day, and each of those markets pays with its own methods, its own currency and its own habits.
- Cards decline on the first cross-border attempt
- Buyers never see the wallet or bank transfer they actually pay with
- Prices are quoted in one currency to every market
- 02
Usage-based billing
AI revenue is metered — per token, per seat, per outcome — and the pricing model changes faster than a billing stack assembled in-house can follow.
- Metered usage, subscriptions and prepaid credits each grow their own plumbing
- Every new plan or price change turns into an engineering migration
- Renewals fail on expired or reissued credentials, and nobody retries them
- 03
Fraud and abuse control
Unlike most software, every abusive signup on an AI product costs real compute. Abuse is not a fraud line item — it is a gross-margin problem.
- Trial farms mint accounts faster than you can ban them
- Stolen cards buy credits that are spent before the chargeback arrives
- Declines and disputes come back as a code, with no evidence assembled behind them
Money in, metered right, customers kept.
The first three answer the breakpoints above; the next two are where AI revenue actually comes back. Every one of them is a product page you can open today, not a roadmap item.
Localized checkout
Every buyer sees the methods, currency and language they already pay with.
- 480+ payment methods across 173 countries and markets on one integration
- Wallets, bank transfers, BNPL and cash surfaced by the buyer's market
- Hosted or embedded, with card credentials tokenized for the next charge
Secure payment page
Have a promo code?Usage-based billing
Meter per token, per seat or per outcome — and change your mind — without rebuilding billing.
- Metered usage aggregated per customer, with the included allowance and the overage split out
- Metered usage, subscriptions and prepaid credits on one billing engine, with new plans and prices shipped as configuration
- Failed renewals retried on a schedule tuned per market
- claude-sonnet-5688 / 1,000 credits—69%
- api_requests34,375 / 50,000 requests—69%
- seats_active23 / 25 seats—92%
- gpu_peak13 / 32 vCPU—41%
Abuse and fraud protection
Protect your compute budget from trial farming and AI-token abuse.
- Signals scored in real time, with the reason for every decision on screen
- Rules you change yourself, per market and per plan
- Chargebacks contested with the evidence assembled for you
- Device fingerprint mismatch
- Proxy IP detected
- Shipping / IP geo mismatch
- High-velocity card testing
12Risk scoreRetain customers
A renewal that fails on a reissued card is churn nobody chose.
- Failed renewals retried before the subscription goes quiet
- A changed or reissued card refreshed or swapped without asking the customer to subscribe again
- A customer who opens the cancel flow is met with an offer right there
Refreshed through the card networks' account updaters before the renewal falls due — the customer does nothing.
One-click payment
The second purchase should be one confirm, not another checkout.
- The first payment saves the card as a token; everything after it runs on that token
- A credit top-up or a plan upgrade is confirmed in one tap, with no card to re-enter
- The token is scoped to your account, and the card details stay with Waffo
Saved only once the payment succeeds.
One tap. 3DS can still be challenged when risk asks for it.
The rest of the stack, on the same account
Nothing below needs a second integration — each one is a switch on the account you already have.
- Payment methods480+ methods across 173 countries and markets, chosen by the buyer's market rather than by your home one.
- SubscriptionPlans, upgrades, downgrades and renewals, including mid-cycle changes to a metered plan.
- PromotionCoupons and promo codes with the limits that stop one shared code from funding a trial farm.
- Payment linksA payable link for a pilot, an extra seat or a one-off credit top-up, with no integration work.
- InvoicingInvoices and collection for the enterprise contracts your self-serve plans grow into.
- VCCVirtual cards for the compute, model and SaaS spend your own product runs on.
One integration, one set of books.
Coverage, conversion and the infrastructure underneath — the three things an AI business cannot assemble on its own while shipping a model.
- 480+Payment methods across 173 countries and markets
Coverage on day one
Launch into a market without opening an entity, a bank account or a new acquirer relationship there first.
- Up to 45%Authorization rate uplift
Authorization rates that keep improving
Intelligent routing, multi-MID failover and smart retries turn declines back into revenue, improving authorization rates by up to 45% in Waffo's own illustrative measurement.
- 99.999%Uptime engineering target
Infrastructure you can build on
PCI DSS compliant infrastructure run to a 99.999% uptime engineering target, with global licences behind it. This is an engineering target, not a contractual SLA.
Companies go live on Waffo. Developers start on Pancake.
Two paths, one promise: you build the product, Waffo runs the payments.