Every payment method, market by market

The full published rate sheet behind Waffo pricing. Each rate is charged per successful transaction.

01/Global payments

Accept the way each market pays

Every payment method Waffo prices today, charged per successful transaction. One integration, one contract, one settlement.

17: markets priced
78: payment methods listed

Global

Cards · Mobile payments · Stablecoin

4 payment methods

3.50% + USD 0.30

Visa / Mastercard

+ 1.00% for international cards

Subject to a USD 0.50 minimum fee

3.50% + USD 0.30

Apple Pay / Google Pay

+ 1.00% for international cards

Subject to a USD 0.50 minimum fee

1.90%

USDC

1.90%

USDT

Southeast Asia

Indonesia

QR code · E-wallets · Bank transfer / VA · Cash & over the counter

7 payment methods

1.50%

QRIS

2.00%

DANA

3.90%

GoPay

3.90%

OVO

4.90%

ShopeePay

0.20% + IDR 5,500.00

BRI, BNI, Mandiri, Permata, CIMB, Danamon, BSI

0.20% + IDR 6,000.00

Alfamart

Philippines

E-wallets · Online banking · Cash & over the counter

9 payment methods

2.40%

GCash

2.40%

Maya

2.40%

GrabPay

2.40%

ShopeePay

1.00% + PHP 10.00

Coins.ph

1.00% + PHP 10.00

InstaPay

1.00% + PHP 10.00

PESONet

1.00% + PHP 10.00

BDO, BPI, UBP, RCBC, Maybank, Metrobank, PNB and 7 more banks

1.00% + PHP 15.00

BDO, BPI, UBP, RCBC, Metrobank, PNB and 7 more banks

Vietnam

QR code · E-wallets · Cards

4 payment methods

2.90%

VietQR

Min. VND 3,000.00

2.90%

MoMo

Min. VND 3,000.00

2.90%

ZaloPay

2.90%

Napas Card

Singapore

QR code · E-wallets

2 payment methods

1.90%

PayNow

2.90%

GrabPay

Malaysia

E-wallets · Online banking

6 payment methods

2.20%

Touch 'n Go

2.20%

Boost

2.20%

GrabPay

2.20%

MCash

2.20%

ShopeePay

1.50% + MYR 1.20

FPX

Thailand

QR code · E-wallets · Online banking

9 payment methods

1.40%

PromptPay

Min. THB 15.00

2.50%Non-digital content

8.50%Digital content

TrueMoney

2.50%Non-digital content

8.50%Digital content

LINE Pay

3.50%

ShopeePay

3.20%

K PLUS / Kasikorn Bank

Min. THB 18.00

3.20%

SCB Easy

Min. THB 18.00

3.20%

Krungsri Bank

Min. THB 18.00

3.20%

Bangkok Bank

Min. THB 18.00

3.20%

Krung Thai Bank

Min. THB 18.00

China

China & Hong Kong SAR

E-wallets · Online banking

5 payment methods

2.25%

Alipay

2.25%

AlipayHK

2.25%

WeChat Pay

2.25%

PayMe

0.80%

FPS

Min. HKD 4.00

Taiwan, China

E-wallets · Cash & over the counter · Bank transfer / VA

3 payment methods

7.50%

JKOPay

7.50%

7-Eleven, FamilyMart, Hi-Life

8.90%

Virtual account

Japan & Korea

Japan

Cash & over the counter · Buy now, pay later · Prepaid cards · E-wallets

5 payment methods

3.90% + JPY 190.00

Konbini (Lawson, FamilyMart, Seicomart, Ministop)

4.90%

atone

7.90%

Paidy

9.50%

BitCash

10.50%

PayPay

Korea

E-wallets · Cards · Online banking · Bank transfer / VA

8 payment methods

3.30%

Kakao Pay

3.30%

Naver Pay

3.30%

Payco

3.30%

Toss Pay

3.30%

Samsung Pay

3.30%

Credit and debit cards issued by Korean financial institutions

2.30% + KRW 300.00

Bank transfer

2.30% + KRW 300.00

Virtual account

Latin America

Brazil

E-wallets · Cash & over the counter

4 payment methods

1.30%

Pix

Min. USD 0.10

3.30%

PicPay

3.30%

Mercado Pago

3.30%

Boleto

Min. USD 0.20

Mexico

Bank transfer / VA · E-wallets · Cash & over the counter

3 payment methods

3.30%

SPEI

Min. USD 0.20

3.30%

Mercado Pago

3.50%

OXXO

Chile

Online banking · E-wallets

2 payment methods

3.30%

Webpay

5.30%

Mercado Pago

Min. USD 0.20

Colombia

Bank transfer / VA · E-wallets · Cash & over the counter

3 payment methods

3.90% + USD 0.20

PSE

4.30% + USD 0.20

Nequi

3.90% + USD 0.20

Efecty

Peru

Online banking · Cash & over the counter

2 payment methods

3.50%

BCP, PayValida

Min. USD 1.20

3.50%

PagoEfectivo

Min. USD 1.20

Africa

Nigeria

E-wallets · Online banking

2 payment methods

4.50%

OPay

4.50%

Netbanking

Rates are charged per successful transaction and exclude local transaction taxes, such as Brazilian IOF, which may be borne by the payer or by you. Availability, rates and settlement currency vary by market, transaction type and merchant eligibility; some markets carry additional licensing or local-presence requirements confirmed during onboarding.

02/Refunds and disputes

Priced separately, listed in full

These are charged on top of the transaction fee: when a successful payment is refunded or disputed, the price below is added to the transaction fee already charged.

Refund fee

Charged for each refund request you submit. Markets not listed here carry no separate refund fee.

GlobalUSD 1.00
PhilippinesPHP 10.00
VietnamVND 1,200.00
SingaporeSGD 0.60
MalaysiaMYR 1.80
ThailandTHB 15.00
Taiwan, ChinaTWD 20.00
JapanJPY 30.00
KoreaKRW 350.00
BrazilUSD 1.00
NigeriaUSD 1.00

per refund request

Chargeback fee

For each chargeback you receive.

USD 25.00

per chargeback

Applies in

Global
Korea
Brazil
Mexico
Nigeria

Companies go live on Waffo. Developers start on Pancake.

Two paths, one promise: you build the product, Waffo runs the payments.